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PeterSam's Articles

  • Life and AD&D Insurance Long and Short Term Disability
    There are Short Term Disability Insurance and Long Term Disability Insurance coverage. The Short Term Disability Insurance, as the name indicates, provides substitute income for short durations. The Long Term Disability Insurance similarly offers substitute income for long period maybe even up to a person’s retirement age. This insurance is understandably meant for more prolonged periods of incapacity to work. Critical injuries as a result of road accident could mean several months of inability to resume work.
  • Workers Compensation Insurance as Employee Benefit
    Employers have a legal and a moral responsibility to provide their employees safety at their workplaces. But despite the best of safety measures in place, accidents cannot be totally eliminated and they can, at best, be minimized. It is the responsibility of an employer to maintain a safe workplace, have workers compensation insurance covering his employees and protect the workers from financial hardship in the event of a workplace injury. Workers compensation insurance covers workers injured not only while they are on the job, but also if they are involved in road accidents while on business.
  • Benefits of consulting EAP Counselors
    The Employee Assistance Program (EAP) has been established to provide Professional and Confidential counseling to the management and employees. Employee Assistance Program has been designed to provide a variety of benefits such as reduced absenteeism of workers, fewer medical claims from employees, improved work-efficiency, increased job satisfaction of staff members, fewer employee grievances etc.
  • Encouraging Trends in PEO
    PEO (professional employer organization) is much more than a staffing or placement agency. As a matter of fact, PEO serves as a full-fledged HR department, relieving its client of all employment administration work. PEO shares human resources management responsibilities with its clients. PEO, is defined as a business entity that provides human resources outsourcing services to client companies enjoying the status of a co-employment relationship.


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